Here at Engagement 101 we try not to talk about the negative side of relationships. Sometimes we do, but since we’re writing for soon-to-be-engaged couples, the last thing we want to do is be harsh and pessimistic about your future marriage plans. But since we live in an age of rising divorce rates, some couples might think a prenuptial agreement before tying the knot is the smart option. But it’s…kind of unromantic, yes? Why would anyone want to think about the possibility of splitting?

Well I’m sure Mel Gibson wishes he had. The Aussie leading man is splitting from his wife of 28 years. Since the couple didn’t sign a prenup, Gibson’s estranged wife is entitled to half his earnings, which is roughly $1 billion, according to People. Reports also say the split could become the most expensive divorce in Hollywood history. Now that’s a title I’m sure no one wants to be deserving of.

But the problem still remains the same. How can you discuss signing a prenup with your fiance/ee? Now I’m no attorney, but with some help from eHow.com are five tips you can use to discuss the unflattering subject of prenups:

1. Every couple has the talk about their future together, whether it’s about marriage, children, living together, etc. During these talks is a good time to suggest the idea of a prenup. A prenup is not something to throw all on the table at once, it should be discussed throughout the duration of your relationship.

2. When discussing the prenup, try to explain that a prenup is not about giving one person a financial advantage over the other. Explain that a prenup can help aid pre-marriage debt, can safeguard trust funds and inheritances for children, and is a binding legal contract that accurately explains both the equal roles you’ll play in the marital union.

3. Discuss a prenup in a neutral environment, like a restaurant, where both of you feel casual and relaxed.